信用卡的英语作文800字

信用卡的英语作文800字篇1

Now more and more people use credit card,credit card has become our the indispensable part in life. On the one hand,credit card can make our life more convenient,for instance in times of emergency providing for convenience. On the other hand,it can make us consume advancely ,higher quality of life.Especially for our college students,it is more popular.

However the credit card also has its disadvantage side,for example,many people use overruns but couldn't return. In addition,it also easily to encourage useless consumption.

Personally,I think we need use credit card rationally. Don't use it as far as possible overdraws massively. What's more ,wo must return back it ,in order to avoid has the disadvantageous influence for us. Only the rational use,the credit card can the key time displays its key the function .

现在越来越多的人使用信用卡，信用卡成了我们生活中不可缺少的一部分。一方面，信用卡使我们的生活更加方便，比如在紧急时刻提供供方便。另一方面，它能使我们提前消费，更高质量的生活，尤其对我们大学生而言，它更为流行。但信用卡也有其不利的一面，比如，很多人使用的超支了却还不起。除此之外，它也容易鼓励一些无用的消费。

我个人认为，我们需要理性的使用信用卡。尽量不去大量透支的使用，要进行合理的消费，而且要及时的还清，以免给我们的信誉造成不利的影响。只有理性的使用，信用卡才能关键的时刻发挥它关键的作用。

信用卡的英语作文800字篇2

Credit Cards Personal credit cards are becoming more common in China. Banks and other financial institutions are encouraging their customers to change the way they buy things. Credit cards,otherwise known as plastic money,are being offered on very good terms to encourage the change.

Consumers will be able to buy now,pay later,and many see this as an advantage. But people need to be careful. There are dangers associated with credit cards. Some people find it very easy to exceed their budget. They are tempted to purchase goods that they do not really need,and can become quickly overburdened by debt. The credit cards often charge a high rate of interest,which exacerbates the problems for these people.

However,used wisely credit cards can improve the quality of peoples lives. They can give people access to money to meet sudden unplanned expenses. Properly handled,they can let people control their expenditure and the monthly statements provide a record of where their money has gone.

信用卡的英语作文800字篇3

Directions: For this part,you are allowed 30 minutes to write a composition on the topic Credit Cards on Campus. You should write at least 150 words,and base your composition on the outline (given in Chinese) below:1)近年来越来越多的大学生开始使用信用卡2)分析产生该现象的原因3)针对大学生使用信用卡提出你的建议Credit Cards on Campus

In recent years,credit cards have gained more popularity among college students.With banks’ more focus on college market,an increasing number of college students have applied for a credit card and begun to consume by it.

The following three factors can account for the popularity of credit cards in college. Firstly,a credit card provides overdrawing service,which is a big attraction for those students who have no much money for their domination. Secondly,a credit card can help release financial burdens on those poor students,and hence reduce the risk of their dropping school for lacking money.Besides,many banks make some preferential policies on credit cards,like sending a gift,lowering year cost. Drawn by these policies,many college students apply for credit cards.

As far as I am concerned,it is not a bad thing for college students to own credit cards.However,there is misuse of credit cards among college students. Many students use credit cards to buy luxurious things they don’t need really,and even some of them owe a big credit cards debt.Therefore,schools and banks have responsibility to let college students learn how to use credit cards properly.Only in this way can college students enjoy really the advantages of credit cards.

信用卡的英语作文800字篇4

Credit card offers a convenient way to buy goods but every coin has two sides. From the cartoon above we see that credit card can lead to unmanageable debt and financial crisis if used unwisely. So people should keep in mind the risk of using credit card and try to spend money wisely.First,before applying a credit card,people should make sure whether they can afford to pay back money spent on the card. Second,it is very important to work out what kind of card meets their needs. Third,people should try to pay their balance in full every month,or they will be charged interest and have negative effects on their credit scores. Finally,since some cards have high interest rates and fees when failing to pay back,it is necessary to work out the cost before using the cards.

信用卡的英语作文800字篇5

Nowadays,an increasing number of students would rather use credit cards than cash to pay for everything. There are at least three factors accounting for the increasing use of credit cards.

For one thing,a credit card will offer students a safe way to pay their tuition fees,

thus it diminishes the risk of taking a large sum of money with oneself. For another,most credit cards provide a variety of services,such as a greater convenience of shopping and spending,streamlining collection procedures,etc. In addition,students can draw money with a credit card anytime they want,thus solve the problem of money shortage.

As to the issue of credit cards on college campus,I am inclined to believe that it is not bad for college students to have credit cards,however,we’d better lay down some rules of the credit cards on college campus to stop the misconduct of credit cards,and only in this way can we enjoy the advantages of credit cards on college campus.

信用卡的英语作文800字篇6

Personal credit cards are becoming more common in China. Banks and other financial institutions are encouraging their customers to change the way they buy things. Credit cards,known as “plastic money”,are being offered on very good terms to encourage the change. Consumers will be able to “buy now,pay later”,and many see this as an advantage.

个人信用卡在中国变得越来越普遍。银行和其他金融机构都鼓励他们的客户改变买东西的方式。信用卡，称为“塑料钱”，正在提供非常良好的条件来鼓励改变。消费者将能够享受“先购买，后付款”，很多人认为这是一个优势。

But people need to be careful. There are dangers associated with credit cards. Some people find it very easy to exceed their budget. They are tempted to purchase goods that they do not really need,and can become quickly overburdened by debt. The credit cards often charge a high rate of interest,which exacerbates the problems for these people.

但人们要小心。信用卡伴随危险。有些人发现很容易超过自己的预算。他们试图购买他们并不真正需要的商品，并迅速由于债务负担过重。信用卡往往收取较高的利率，这加剧了这些问题。

However,used wisely credit cards can improve the quality of people’s lives. They can give people access to money to meet sudden unplanned expenses. Properly handled,they can let people control their expenditure and the monthly statements provide a record of where their money has gone.

但是，理性的使用信用卡可以提高人们的生活质量。他们可以得到钱来付突然的，意料之外的费用。处理得当，它们可以让人们控制他们每月的支出和记录下他们的每个月所花的钱的报表。

信用卡的英语作文800字篇7

As the economy is developing so rapidly,people’s attitude towards life is changing at the same time. Credit cards are becoming more and more popular. but what advantages and disadvantages do they have?

Firstly,it is quite convenient ant safe for us to use a credit card. Cash-stolen does not exist in this way. People now take a card instead of a heavy purse wherever they go. Secondly,credit cards represent great honour. People using credit cards shows his special identity and draw others attention.

On the other hand,credit cards are not always that good. Credit cards can lead to overspending somehow. People pay more than they have and then get busy paying off. Furthermore the credit card cheating happens more often.

In my opinion,credit cards do good in our life. But we should use them carefully. Only when used credit cards properly can make contribution to a more convenient and safer life.

随着经济的迅速发展，人们对生活的态度也在不断变化。信用卡变得越来越流行。但他们有什么优点和缺点呢？

首先，我们使用信用卡很方便。在这种方式中不存在现金被盗。人们现在拿着一张卡片，而不是一个沉重的钱包，无论他们走到哪里。其次，信用卡代表了巨大的荣誉。使用信用卡的人显示了他的特殊身份，并吸引其他人的注意。

另一方面，信用卡并不总是那么好。信用卡有时会导致超支。人们付出的比他们有更多的钱，然后得到繁忙的回报。此外，信用卡欺诈更经常发生。

在我看来，信用卡在我们的生活中做得很好。但我们应该小心使用它们。只有在使用信用卡时，才能为更方便、更安全的生活做出贡献。

信用卡的英语作文800字篇8

Recently,with the credit card playing an increasingly important role in our daily life,more and more people are fond of taking an card when them go out.Credit cards can be handy — they mean you do not have to carry large sums of cash.Even so,many people still be fall into the trap of credit card.

As a matter of fact,thought-provoking as it is,does mirror a current social phenomenon-we need to be cautious when using credit cards. Banks and other financial institutions are encouraging their customers to change the way they buy things. Thought credit card may bring people great convenience.There re many risks associated with the irresponsible and excessive use of it. Some people find it very easy to exceed their budget. They are tempted to purchase goods that they do not really need,and can become quickly overburdened by debt. The credit cards often charge a high rate of interest,which exacerbates the problems for these people.And worst of all,if you don't pay your debt in time,a negative make will be on your credit report.

As far as I'm concerned,using credit cards wisely can improve the quality of lives.You can pay by credit card.Like a coin has two sides,there is a positive aspect and a negative aspect.We should be taught to use it properly and form a correct notion of consume.

可使用的句子

近几年信用卡业务迅猛增长，太多的放贷机构在办理该类业务时附加了隐形条款和机关陷阱，无数客户受骗上当并不堪其辱。

As the credit card business boomed in recent years,too many lenders added tricks and traps that have ensnared and infuriated millions of their customers.

此外，信用卡的使用还将减少中央银行的铸币税收入，削弱再贴现政策、法定准备金政策、公开市场操作等货币政策工具的效力，增大金融系统的流动性风险和信誉风险。

Besides,the use of credit cards will also reduce the seigniorage revenues of central banks,weaken the effects of monetary policy tools and raise the liquidity risk and credit risk in financial system.

信用卡的英语作文800字篇9

Will Credit Cards Bring Harm to the Students?

Recently,in order to extend business to university campus,some banks offer credit cards to college students. Many people worry that credit cards may do harm to students,while others don't think so. In my opinion,credit cards are good for students if they are used appropriately.

First,when a student uses credit cards,he needn't bring much cash with him every day. And the less cash he brings,the less he needs to worry about being stolen. Second,using credit cards can minimize the chances of receiving forged notes. Students are not quite good at distinguishing forged notes,and thus often become victims of coiners. If they use credit cards,it will be very possible for them to avoid receiving forged notes because they don't need to get the changes. Third,using credit cards can help students to know more about "credit". If they don't repay their credit account in time,they will have to pay more interests and what's worse,they will get a bad credit record which will bring inconvenience to them in the future.

Therefore,I believe that credit cards will not bring harm to students if used reasonably.